For the past couple of months I have noticed that several of my credit cards have suddenly changed their terms on me. One has taken away the 5 day grace period that gave me a few extra days to get the money to them and several of them have raised the interest fee up to 21%! This is absurd and I’m very upset with them all for doing this to me during these economic stressful times that it making life so difficult for the majority of us that need and depend on our credit cardsto get by on. So I decided to take a look around on the Internet and see if I could find a useful site that would assist me with the task of finding a low interest credit card to replace the main one (credit card) that I have been relying on for years.
One site that I found very useful is at comparecards.com, they offer useful tips and information concerned credit cards and give you an opportunity to compare credit cards. I took the time to look around and found a much better deal that I’m happy with and encourage anyone in the same boat to do the same, it’s worth it.
My parents used to listen to Santana alot when I was living at home. I’ve grown fond of their music and am grateful to YouTube to allow me to find such good music to enjoy while on my PC.
We are all pinching pennies these days. The use of coupons is on the rise big time, online and off. I know I don’t pay full price for anything that I purchase, and that is the bottom line. There are deals out there, it pays to be a smart and educated consumer, the Internet has certainly made that a much easier task to take on. With online promotions, free shipping, coupon codes and the like, there is no reason not to take advantage of all that is out there just for the taking.
This will be an interesting Christmas season with the economy still in crisis and people still losing their jobs and homes. Retail will be cut throat to say the least this holiday shopping season. To make it even a harder pill to swallow, we are all hearing that we are in for a hard winter, so heating fuel bills are going to be outrageous soon I fear.
One thing that I do to save money is to order my personal checks online from Mypersonalchecks.com. My bank used to offer free checks with my current checking account, but times are changing and they are now charging for the checks and the deposit tickets as well. I still have to use a paper check at times, but not nearly as much as I used to a few years ago when I finally smarted up and started using my debit card for most things.
I love using my Yahoo Instant Messenger. It gives the opportunity to chat with so many of my close friends and family members quick and easy. I spend more time on my IM than I do on the phone. Works for me! Right now I have Verizon DSL but am seriously looking into switching to Hughes Net to see what broadband is all about. But no matter what I’ll always rely on my Yahoo IM>
With money being so tight I know very well that I am not the only one looking for ways to save my hard earned money in a variety of ways. I’ve contacted my cell phone provider and had my minutes reduced to save a few bucks. I’ve cut back by down sizing my package with my satellite provider and I am now in the process of looking at ways to save some money on my Internet usage.
I’ve seen commercials in the past for Hughes Internet and decided to check out their website to see what they were all about. HughesNet is currently offering 1 month free and a free standard installation, which is a $199 value to be saved right now. There is also an offer for a $100 rebate. I’ve always been curious about having a Satellite Internet versus my current DSL connection and now might be a good time to see if HughesNet Internet would be a good choice for me and my needs.
Cutting back is the right thing to do these days. I hate to think what this holiday season will bring, as far as gift giving goes. Retail lost money last year, except for WalMart of course. I can only imagine how it will fair this year with things showing no signs of improvement for the vast majority of us all.